Fulton County Title Company, Title Company near me, Affordable Title Services, House Title, Land Title, Title, Title Insurance, Title Search, Title Insured Closing

Fretz Abstract Co
A Tradition of Trust

​(574) 223-3026
820 Main St, Rochester, IN
46975 P.O. 148

Our Services

Our staff has an impressive combined experience of over 120 years. We are most recommended in Title Company in Fulton Country, we serve with compassion, pride, and over a decade of experience. Contact us today for all your title needs.

Fretz Abstract Co A Tradition of Trust

Title Insurance

So what exactly is 'title insurance'? Well, when a property is financed, bought or sold, a record of that transaction is generally filed in public archives. Likewise, records of other events that may affect the ownership of a property, like liens or levies, are also archived. When you buy title insurance for your property, a title company searches these records to find - and remedy, if possible - several types of ownership issues.

First, the title company searches public records to determine the property's ownership status. After this search, the underwriter will determine the insurability of the title. Even the most skilled title professionals may not find all problems associated with a property, though. Some risks, such as title issues due to filing errors, forgeries, or undisclosed heirs, are difficult to identify.

So after the title company finishes its searching, it also provides a title insurance policy that will help protect you from a variety of issues that might be uncovered later. If you take out a mortgage loan when you buy your property, your lender will require a loan policy of title insurance.
This protects the lender's interest in your property until your loan is paid off or refinanced. On the other hand, an owner's policy of title insurance insures your ownership rights to the property. Even though you'll pay for this policy only once, your coverage will last as long as you own your home. A real estate purchase may be the largest financial investment you ever make. So, when you buy an owner's policy of title insurance, just think of it as buying some peace of mind!

Reference website – firstam.com   

Title Search

Title searches tell you what items are against the property in a certain time frame.

Title Insured Closing

In an insured closing, the title agent follows lenders instruction, rules, and regulations in accordance with state and federal statutes. the closing agent any item needed to issue the title insurance. 

Get To Work With The Best In The Field, Fretz Abstract!

Our Staff has Over a Decade experience. Family owned and Operated. Most Recognised Title Company in Fulton County. You want the your title work done right the first time contact us today.
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